Roadmap

Maybe add the ability to automatically generate splits on a transaction based on a provided receipt?

Should be able to create new recurring expenses, not just have some tracked/inferred recurring expenses.

These should automatically decrement from a month's budget for a given category.

If users want to consult with AI regarding their finances, they should be able to.

On mobile:

• Users would bring their own API key or the like.
• We run a lightweight agent on device to answer questions.

Considerations:

• We only send data to LLMs in order to support user queries.
• Users should be able to avoid engaging with this feature.
• UNDECIDED: Household use?

Add a savings goals feature. Starting from month X, save Y from unspent cashflow into a bucket.

I should be able to assign a transaction to a goal instead of to a category. Or maybe both?

• If done, remove transaction cost from a goal rather than from category budget

Goals should be closable too

Create an onboarding flow for new users to get in tune with.

To start with, just regarding account setup. Eventually follow up with a "navigating Charoite" style intro flow.

Folks would like customization.

Maybe all transactions from Amazon should go to an Amazon category for easy filtering.

Maybe everything that says "Pet" or "Animal" should go to the a Pets category.

Whatever it is, we want to let folks customize what they wish.

iCloud based household sharing.

Native iCloud based handoff, sharing, and syncing capabilities.